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Bad Credit Home Loans in Arizona

Bad Credit Home Loans in Arizona. We help people in Arizona find the home financing they need fast. It is our goal to help you achieve your financial goals. If you are looking for a Arizona new home loan, a second mortgage, bad credit loans, debt consolidation, or a variety of other loan services, we can help. Bad credit doesn't need to prevent you from being able to refinance your mortgage. We specialize in refinance loans and home mortgage loans. Fill out the quick application form below and someone will be in touch with you shortly.

Home Loan Refinancing

Refinancing your home can be very beneficial to any homeowner. If you are looking to lower your home interest rate, change your home loan terms, or get cash-out of your home, refinancing may be for you. Apply online to get the best interest rate available on the home loan market place.

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  • 1. Completely Free
  • 2. No Credit Check
  • 3. No SSN Required

Refinance and lower your monthly payment.



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Mortgage Lenders in Arizona Cities

Apache Junction
Avondale
Bisbee
Buckeye
Bullhead City
Camp Verde
Casa Grande
Casas Adobes
Catalina
Catalina Foothills
Chandler
Chino Valley
Coolidge
Cottonwood
Cottonwood Verde Village
Dewey Humboldt
Douglas
Drexel Heights
El Mirage
Eloy
Flagstaff
Florence
Flowing Wells
Fortuna Foothills
Fountain Hills
Gilbert
Glendale
Globe
Gold Camp
Goodyear
Green Valley
Kingman
Lake Havasu City
Marana
Mesa
Mohave Valley
New Kingman Butler
New River
Nogales
Oro Valley
Page
Paradise Valley
Payson
Peoria
Phoenix
Picture Rocks
Prescott
Prescott Valley
Safford
San Luis
Scottsdale
Sedona
Show Low
Sierra Vista
Sierra Vista Southeast
Somerton
Sun City
Sun City West
Sun Lakes
Surprise
Tanque Verde
Tempe
Tuba City
Tucson
Tucson Estates
Winslow
Yuma

Mortgage Terms
Buy-Down
When the lender and/or the home builder subsidized the mortgage by lowering the interest rate during the first few years of the loan. While the payments are initially low, they will increase when the subsidy expires. These are sometimes used to qualify borrowers for a loan amount that they would not otherwise qualify for but will be able to pay in subsequent years as their income increases.
Federal National Mortgage Association (FNMA)
A tax-paying corporation created by Congress to support the secondary market in mortgages on residential properties. FNMA sells residential mortgages to lenders (Conventional, FHA insured, and VA guaranteed). FNMA also purchases pools of mortgages from lenders with securities, also know as Fannie Mae, the largest single holder of home mortgages in the United States.
Interest-only payments
Mortgage payments that include only interest. No loan amortization occurs and, thus, the homeowner does not accrue any equity (unless the home value increases).
Shared Appreciation Mortgage (SAM)
A mortgage in which a borrower receives a below-market interest rate in return for which the lender (or another investor such as a family member or other partner) receives a portion of the future appreciation in the value of the property. May also apply to mortgage where the borrowers shares the monthly principal and interest payments with another party in exchange for part of the appreciation.

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