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Bad Credit Home Loans in Texas

Texas home loan financing with a credit score of at least 600. We understand how it feels to be shunned or denied because of credit problems. That's why we have Bad Credit experts standing by to help. We have mortgage lenders available to help you accomplish your financial goals for the future. If you're looking to buy a new home in , refinance your current mortgage, or looking for information about other mortgage options, fill out our quick form and a , Texas lender will get in touch with you in no time at all.

Home Loan Refinancing

Refinancing your home can be very beneficial to any homeowner. If you are looking to lower your home interest rate, change your home loan terms, or get cash-out of your home, refinancing may be for you. Apply online to get the best interest rate available on the home loan market place.

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  • 1. Completely Free
  • 2. No Credit Check
  • 3. No SSN Required

Refinance and lower your monthly payment.



Do you want to increase your score? A credit score over 620 will increase your chances of a home loan. Start your credit repair process today

Get Financing for up to 40 Years!

Mortgage Lenders in Texas Cities

Abilene
Alice
Allen
Alvin
Amarillo
Arlington
Atascocita
Austin
Balch Springs
Bay City
Baytown
Beaumont
Bedford
Benbrook
Big Spring
Brownsville
Brownwood
Bryan
Burleson
Carrollton
Cedar Hill
Cedar Park
Channelview
Cleburne
Cloverleaf
College Station
Colleyville
Conroe
Coppell
Copperas Cove
Corpus Christi
Corsicana
Dallas
Deer Park
Del Rio
Denison
Denton
DeSoto
Duncanville
Eagle Pass
Edinburg
El Paso
Euless
Farmers Branch
Flower Mound
Fort Hood
Fort Worth
Friendswood
Frisco
Galveston
Garland
Georgetown
Grand Prairie
Grapevine
Greenville
Haltom City
Harlingen
Houston
Huntsville
Hurst
Irving
Keller
Kerrville
Killeen
Kingsville
La Porte
Lake Jackson
Lancaster
Laredo
League City
Lewisville
Longview
Lubbock
Lufkin
Mansfield
Marshall
McAllen
McKinney
Mesquite
Midland
Mission
Mission Bend
Missouri City
Nacogdoches
New Braunfels
North Richland Hills
Odessa
Orange
Paris
Pasadena
Pearland
Pharr
Plainview
Plano
Port Arthur
Richardson
Rosenberg
Round Rock
Rowlett
San Angelo
San Antonio
San Benito
San Juan
San Marcos
Schertz
Seguin
Sherman
Socorro
Southlake
Spring
Sugar Land
Temple
Texarkana
Texas City
The Colony
The Woodlands
Tyler
University Park
Victoria
Waco
Watauga
Waxahachie
Weatherford
Weslaco
Wichita Falls

Mortgage Terms
Conforming Loan
Single-family home loans with a maximum loan amount of $359,650 that is typically higher than FHA and VA loans with lower interest rates.
Federal National Mortgage Association (FNMA)
A tax-paying corporation created by Congress to support the secondary market in mortgages on residential properties. FNMA sells residential mortgages to lenders (Conventional, FHA insured, and VA guaranteed). FNMA also purchases pools of mortgages from lenders with securities, also know as Fannie Mae, the largest single holder of home mortgages in the United States.
Monthly Housing Payment
Typically the total amount of principal, interest, taxes, and insurance (PITI) paid each month on a mortgage loan. Many lenders and investors limit the monthly housing payment to 28% of the gross monthly income.
Reverse Annuity Mortgage (RAM)
A form of mortgage in which the lender makes periodic payments to the borrower using the borrower's equity in the home as Satisfaction of Mortgage: The document issued by the mortgagee when the mortgage loan is paid in full. Also called a release of mortgage.

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