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Bad Credit Home Loans in Sacramento, California

Bad Credit Home Loans in Sacramento California. We help people in California find the home financing they need fast. It is our goal to help you achieve your financial goals. If you are looking for a California new home loan, a second mortgage, bad credit loans, debt consolidation, or a variety of other loan services, we can help. Bad credit doesn't need to prevent you from being able to refinance your mortgage. We specialize in refinance loans and home mortgage loans. Fill out the quick application form below and someone will be in touch with you shortly.



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Mortgage Refinancing in Sacramento, California.

Get financed in Sacramento. We help people in California and across the country get the financing they need. Begin the application now, or select a different city.
Alameda
Alhambra
Anaheim
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Daly City
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Downey
East Los Angeles
El Cajon
El Monte
Elk Grove
Escondido
Fairfield
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La Habra
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Los Angeles
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Ontario
Orange
Oxnard
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Pico Rivera
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Pomona
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Tustin
Union City
Upland
Vacaville
Vallejo
Victorville
Visalia
Vista
Walnut Creek
West Covina
Westminster
Whittier
Yorba Linda

Mortgage Terms
Conforming Loan
Single-family home loans with a maximum loan amount of $359,650 that is typically higher than FHA and VA loans with lower interest rates.
Equal Credit Opportunity Act (ECOA)
Federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs.
Jumbo Loan
A loan which is larger than the limits set by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. Jumbo loans cannot be funded by these two agencies, and usually carry a higher interest rate. A loan which is larger than $322,700.
Purchase Money Mortgage
A mortgage given by the purchaser to secure a loan for part or all of the purchase price. Such a mortgage becomes a lien on the property simultaneously with the passing of title, and if immediately recorded becomes prior to any lien against the purchaser.

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