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Bad Credit Home Loans in Sacramento, California

Sacramento California home loan financing with a credit score of at least 600. We understand how it feels to be shunned or denied because of credit problems. That's why we have Bad Credit experts standing by to help. We have mortgage lenders available to help you accomplish your financial goals for the future. If you're looking to buy a new home in Sacramento, refinance your current mortgage, or looking for information about other mortgage options, fill out our quick form and a Sacramento, California lender will get in touch with you in no time at all.



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Mortgage Refinancing in Sacramento, California.

Get financed in Sacramento. We help people in California and across the country get the financing they need. Begin the application now, or select a different city.
Alameda
Alhambra
Anaheim
Antioch
Arden Arcade
Bakersfield
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Bellflower
Berkeley
Buena Park
Burbank
Carlsbad
Carson
Chico
Chino
Chino Hills
Chula Vista
Citrus Heights
Clovis
Compton
Concord
Corona
Costa Mesa
Daly City
Davis
Downey
East Los Angeles
El Cajon
El Monte
Elk Grove
Escondido
Fairfield
Florence Graham
Fontana
Fremont
Fresno
Fullerton
Garden Grove
Glendale
Hawthorne
Hayward
Hesperia
Huntington Beach
Huntington Park
Inglewood
Irvine
La Habra
Laguna Niguel
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Lancaster
Livermore
Long Beach
Los Angeles
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Modesto
Montebello
Monterey Park
Moreno Valley
Mountain View
Napa
Newport Beach
Norwalk
Oakland
Oceanside
Ontario
Orange
Oxnard
Palmdale
Pasadena
Pico Rivera
Pleasanton
Pomona
Rancho Cucamonga
Redding
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Redondo Beach
Redwood City
Rialto
Richmond
Riverside
Roseville
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Simi Valley
South Gate
South San Francisco
Stockton
Sunnyvale
Thousand Oaks
Torrance
Tustin
Union City
Upland
Vacaville
Vallejo
Victorville
Visalia
Vista
Walnut Creek
West Covina
Westminster
Whittier
Yorba Linda

Mortgage Terms
Appraised Value
The fair market value an appraiser assigns to a particular property, based on analysis of the property in question, and the market conditions in the area, and recent sales data of comparable homes in the area.
Deferred Interest
When a mortgage is written with a monthly payment that is less than required to satisfy the note rate, the unpaid interest is deferred by adding it to the loan balance.
Home Equity Loan
A type of loan that allows homeowners to acquire a loan in addition to their original mortgage/lien using a portion or all of the equity in their home (primary residence). A home equity loan is a generally a second mortgage on the subject property and may be used for any personal needs (i.e., college education, debt consolidation, home improvement, etc).
Reverse Annuity Mortgage (RAM)
A form of mortgage in which the lender makes periodic payments to the borrower using the borrower's equity in the home as Satisfaction of Mortgage: The document issued by the mortgagee when the mortgage loan is paid in full. Also called a release of mortgage.

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