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Mortgage Refinancing in Lakewood, Colorado.
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Adjustable Rate Mortgage (ARM) A mortgage whose interest rate changes over time based on an index and a margin. Rate changes are made at prescribed times and within prescribed limits (caps) as defined in the mortgage contract.
Conventional Mortgage A mortgage securing a loan made by private investors without governmental participation (not F.H.A. insured or V.A. guaranteed).
Gross Monthly Income The total monthly income earned before taxes and any other deductions.
Second Mortgage A mortgage made subsequent to another and subordinate to the first one.
