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Mortgage Refinancing in Homewood, Illinois.
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Cap A consumer safeguard limiting adjustments to ARM interest rate or mortgage payment's.
Deferred Interest When a mortgage is written with a monthly payment that is less than required to satisfy the note rate, the unpaid interest is deferred by adding it to the loan balance.
Fixed-Rated Mortgage A mortgage on which the interest rate is set for the term of the loan.
Wraparound Mortgage Results when an existing assumable loan is combined with a new loan, resulting in an interest rate somewhere between the old rate and the current market rate. The payments are made to a second lender or the previous homeowner, who then forwards the payments to the first lender after taking the additional amount off the top.
