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Mortgage Refinancing in Franklin, Indiana.
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Cap A consumer safeguard limiting adjustments to ARM interest rate or mortgage payment's.
Equity In real estate, the interest or value of the real estate over and above the amount of the indebtedness thereon.
Home Equity Line of Credit (HELOC) A revolving line of credit secured on the equity in the mortgagor's house, usable for any purpose.
Wraparound Mortgage Results when an existing assumable loan is combined with a new loan, resulting in an interest rate somewhere between the old rate and the current market rate. The payments are made to a second lender or the previous homeowner, who then forwards the payments to the first lender after taking the additional amount off the top.
