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Mortgage Refinancing in Iowa City, Iowa.
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Conforming Loan Single-family home loans with a maximum loan amount of $359,650 that is typically higher than FHA and VA loans with lower interest rates.
Equity In real estate, the interest or value of the real estate over and above the amount of the indebtedness thereon.
Fixed-Rated Mortgage A mortgage on which the interest rate is set for the term of the loan.
Reverse Annuity Mortgage (RAM) A form of mortgage in which the lender makes periodic payments to the borrower using the borrower's equity in the home as Satisfaction of Mortgage: The document issued by the mortgagee when the mortgage loan is paid in full. Also called a release of mortgage.
