Bad Credit Home-Loans.Com
Where it's Not Just a House,
It's Your Home.
          
  Bad Credit Home Loans >> Mortgage Lenders >> Kansas Home Loans >> Wichita Home Loans

Bad Credit Home Loans in Wichita, Kansas

Bad Credit Home Loans offers new home purchases, home refinancing, home equity loans, sub prime, FHA, Fannie Mae, bridge loans and more. We can offer consumers in Wichita Kansas a quick and easy way to get in touch with the mortgage and financial services they need. We can help you consolidate your debt by offering you a debt consolidation loan. Complete the quick application form and a finance consultant will contact you and help you reach your financial goals.

Home Loan Refinancing

Refinancing your home can be very beneficial to any homeowner. If you are looking to lower your home interest rate, change your home loan terms, or get cash-out of your home, refinancing may be for you. Apply online to get the best interest rate available on the home loan market place.

    Check your Rate Today!

  • 1. Completely Free
  • 2. No Credit Check
  • 3. No SSN Required

Refinance and lower your monthly payment.



Do you want to increase your score? A credit score over 620 will increase your chances of a home loan. Start your credit repair process today

Get Financing for up to 40 Years!

Mortgage Refinancing in Wichita, Kansas.

Get financed in Wichita. We help people in Kansas and across the country get the financing they need. Begin the application now, or select a different city.
Abilene
Andover
Arkansas City
Atchison
Augusta
Bonner Springs
Chanute
Coffeyville
Derby
Dodge City
El Dorado
Emporia
Fort Riley North
Fort Scott
Garden City
Gardner
Great Bend
Hays
Haysville
Hutchinson
Independence
Iola
Junction City
Kansas City
Lansing
Lawrence
Leavenworth
Leawood
Lenexa
Liberal
Manhattan
McPherson
Merriam
Mission
Newton
Olathe
Ottawa
Overland Park
Parsons
Pittsburg
Prairie Village
Pratt
Roeland Park
Salina
Shawnee
Topeka
Wellington
Wichita
Winfield

Mortgage Terms
Closing costs
Closing costs are the total expenses that the buyer pays at the time a real estate transaction is completed. closing costs generally range between 3 and 6 percent of the home purchase price. With conventional loans, the following closing costs cannot be paid by the Seller for the Buyer: Pre-paid interest, Hazard insurance impounds, or Property tax impounds.
Fair Market Value
The price at which property is transferred between a willing buyer and a willing seller, each of whom has a reasonable knowledge of all pertinent facts and neither being under any compulsion to buy or sell.
Home Equity Line of Credit (HELOC)
A revolving line of credit secured on the equity in the mortgagor's house, usable for any purpose.
VA Loan (Veterans Affairs)
These loans are made by a lender, such as a mortgage company, savings and loan or bank. VA's guaranty on the loan protects the lender against loss if the payments are not made, and is intended to encourage lenders to offer veterans loans with more favorable terms. The amount of guaranty on the loan depends on the loan amount and whether the veteran used some entitlement previously. With the current maximum guaranty, a veteran who hasn't previously used the benefit may be able to obtain a VA loan up to $240,000 depending on the borrower's income level and the appraised value of the property. The local VA office can provide more details on guaranty and entitlement amounts. Formerly referred to as G.I. guaranteed mortgage

Auto Loans
Bad Credit Car Loans
Personal Loans
Header Pic
Bad Credit Home Loans