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Bad Credit Home Loans in Wichita, Kansas

Bad Credit Home Loans offers new home purchases, home refinancing, home equity loans, sub prime, FHA, Fannie Mae, bridge loans and more. We can offer consumers in Wichita Kansas a quick and easy way to get in touch with the mortgage and financial services they need. We can help you consolidate your debt by offering you a debt consolidation loan. Complete the quick application form and a finance consultant will contact you and help you reach your financial goals.

Home Loan Refinancing

Refinancing your home can be very beneficial to any homeowner. If you are looking to lower your home interest rate, change your home loan terms, or get cash-out of your home, refinancing may be for you. Apply online to get the best interest rate available on the home loan market place.

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Mortgage Refinancing in Wichita, Kansas.

Get financed in Wichita. We help people in Kansas and across the country get the financing they need. Begin the application now, or select a different city.
Abilene
Andover
Arkansas City
Atchison
Augusta
Bonner Springs
Chanute
Coffeyville
Derby
Dodge City
El Dorado
Emporia
Fort Riley North
Fort Scott
Garden City
Gardner
Great Bend
Hays
Haysville
Hutchinson
Independence
Iola
Junction City
Kansas City
Lansing
Lawrence
Leavenworth
Leawood
Lenexa
Liberal
Manhattan
McPherson
Merriam
Mission
Newton
Olathe
Ottawa
Overland Park
Parsons
Pittsburg
Prairie Village
Pratt
Roeland Park
Salina
Shawnee
Topeka
Wellington
Wichita
Winfield

Mortgage Terms
Balloon Mortgage
When credit is advanced by note or contract and payment is required in regular equal installments and the note or contract will mature before the note or contract is paid in full, a payment which may be larger than the regular payment will fall due.
Federal National Mortgage Association (FNMA)
A tax-paying corporation created by Congress to support the secondary market in mortgages on residential properties. FNMA sells residential mortgages to lenders (Conventional, FHA insured, and VA guaranteed). FNMA also purchases pools of mortgages from lenders with securities, also know as Fannie Mae, the largest single holder of home mortgages in the United States.
Fixed-Rated Mortgage
A mortgage on which the interest rate is set for the term of the loan.
Wraparound Mortgage
Results when an existing assumable loan is combined with a new loan, resulting in an interest rate somewhere between the old rate and the current market rate. The payments are made to a second lender or the previous homeowner, who then forwards the payments to the first lender after taking the additional amount off the top.

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