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Bad Credit Home Loans in Rapid City, South Dakota

Bad Credit Home Loans in Rapid City South Dakota. We help people in South Dakota find the home financing they need fast. It is our goal to help you achieve your financial goals. If you are looking for a South Dakota new home loan, a second mortgage, bad credit loans, debt consolidation, or a variety of other loan services, we can help. Bad credit doesn't need to prevent you from being able to refinance your mortgage. We specialize in refinance loans and home mortgage loans. Fill out the quick application form below and someone will be in touch with you shortly.

Home Loan Refinancing

Refinancing your home can be very beneficial to any homeowner. If you are looking to lower your home interest rate, change your home loan terms, or get cash-out of your home, refinancing may be for you. Apply online to get the best interest rate available on the home loan market place.

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  • 2. No Credit Check
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Refinance and lower your monthly payment.



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Get Financing for up to 40 Years!

Mortgage Refinancing in Rapid City, South Dakota.

Get financed in Rapid City. We help people in South Dakota and across the country get the financing they need. Begin the application now, or select a different city.
Aberdeen
Brookings
Huron
Madison
Mitchell
Pierre
Rapid City
Rapid Valley
Sioux Falls
Spearfish
Sturgis
Vermillion
Watertown
Yankton

Mortgage Terms
Cash Out Refinance
A mortgage loan that allows the borrower to pay off an existing debt and obtain excess money from the equity of their home for payment of closing costs and additional funds for personal needs (i.e., college tuition, home improvement, remodel home, purchase automobile and etc).
Equity
In real estate, the interest or value of the real estate over and above the amount of the indebtedness thereon.
Mortgage
A conditional conveyance of property as security for the payment of a debt or the fulfillment of some obligation. Upon payment of the debt or performance of the obligation the mortgage becomes void.
Wraparound Mortgage
Results when an existing assumable loan is combined with a new loan, resulting in an interest rate somewhere between the old rate and the current market rate. The payments are made to a second lender or the previous homeowner, who then forwards the payments to the first lender after taking the additional amount off the top.

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