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Bad Credit Home Loans in Rapid City, South Dakota

Bad Credit Home Loans in Rapid City South Dakota. We help people in South Dakota find the home financing they need fast. It is our goal to help you achieve your financial goals. If you are looking for a South Dakota new home loan, a second mortgage, bad credit loans, debt consolidation, or a variety of other loan services, we can help. Bad credit doesn't need to prevent you from being able to refinance your mortgage. We specialize in refinance loans and home mortgage loans. Fill out the quick application form below and someone will be in touch with you shortly.



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Mortgage Refinancing in Rapid City, South Dakota.

Get financed in Rapid City. We help people in South Dakota and across the country get the financing they need. Begin the application now, or select a different city.
Aberdeen
Brookings
Huron
Madison
Mitchell
Pierre
Rapid City
Rapid Valley
Sioux Falls
Spearfish
Sturgis
Vermillion
Watertown
Yankton

Mortgage Terms
Adjustable Rate Mortgage (ARM)
A mortgage whose interest rate changes over time based on an index and a margin. Rate changes are made at prescribed times and within prescribed limits (caps) as defined in the mortgage contract.
Fannie Mae
A common term used in real estate finance taken from FNMA (Federal National Mortgage Association). It provides a market for government secured mortgages held by primary lenders and provides them with a ready market so as to permit a greater turnover of money for loans
Home Equity Loan
A type of loan that allows homeowners to acquire a loan in addition to their original mortgage/lien using a portion or all of the equity in their home (primary residence). A home equity loan is a generally a second mortgage on the subject property and may be used for any personal needs (i.e., college education, debt consolidation, home improvement, etc).
Purchase Money Mortgage
A mortgage given by the purchaser to secure a loan for part or all of the purchase price. Such a mortgage becomes a lien on the property simultaneously with the passing of title, and if immediately recorded becomes prior to any lien against the purchaser.

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