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Cap A consumer safeguard limiting adjustments to ARM interest rate or mortgage payment's.
First Mortgage A real estate loan with a lien (i.e., mortgage or deed of trust) on the subject property that has priority over any subsequently lien or financial encumbrances.
Mortgage A conditional conveyance of property as security for the payment of a debt or the fulfillment of some obligation. Upon payment of the debt or performance of the obligation the mortgage becomes void.
Simple Interest Interest which is computed only on the principle balance.
